After the Eaton, Palisades, and other SoCal wildfires, thousands of homeowners face the same battle: insurance companies that drag their feet. Terminal Sun Services connects you with vetted local contractors and handles the paperwork so you get what you are owed.
Use our 3-minute intake form to describe your fire damage and upload photos. Clear documentation is your most powerful tool when dealing with a California insurer.
We match you with a vetted local roofing contractor who specializes in fire damage restoration. They handle the insurance paperwork, adjuster meetings, and scope of damage reports.
Your contractor works directly with your insurance carrier under California's homeowner protections. You receive a fair settlement and a fully repaired roof.
The 2025 Eaton and Palisades fires destroyed over 16,000 structures across LA County. Thousands of homeowners are still waiting on insurance payouts — not because their claims are invalid, but because the process is designed to be slow.
California law gives homeowners strong protections after a declared fire disaster: extended timelines, additional living expense coverage, and the right to a public adjuster. Most homeowners never learn about these rights before signing lowball settlements.
Atmospheric river damage, wind events, and ember intrusion compound fire damage in ways standard adjusters often miss. Our vetted contractors know how to document the full scope.
Structures destroyed in the January 2025 LA wildfires — the most destructive in California history
Estimated insured losses from SoCal's 2025 wildfire season — most claims still unresolved
Of wildfire-affected homeowners are underinsured at time of claim, according to California Dept. of Insurance data
Our intake takes 3 minutes. Tell us about your damage, and we'll match you with a licensed SoCal contractor today.